Do You Need an Accountant or Can You Do Your Own Bookkeeping and Self Assessment?

You don’t have to know everything to be in control of your finances. There’s power in understanding your options—and choosing the level of support that feels right for you.

If you’ve been wondering whether you truly need an accountant, you’re not alone. Many small business owners start out managing their own books, spreadsheets in hand, and question whether bringing in professional support is a luxury or a necessity.

The answer? It depends on your business needs, confidence, and capacity. We often meet business owners who want to do their own bookkeeping but still want a safety net—a calm space for questions, support, and expert reassurance.

Managing finances on your own can save money, but it can also cost you time, clarity, and peace of mind if you’re unsure or overwhelmed. Knowing when to bring in expert help can mean the difference between surviving tax season and gliding through it with confidence.

And with Making Tax Digital (MTD) for Income Tax coming into effect in 2026, it’s more important than ever to ensure your systems are set up properly. MTD will require many sole traders and landlords to keep digital records and submit quarterly updates—so getting familiar with the right setup now can save stress later.

Assess your confidence

Do you understand what records to keep and when tax deadlines are?

• Review your systems: Are you using software or spreadsheets? Is it working?

• Look at your time: Are financial tasks pulling you away from what you do best?

• Consider hybrid support: You don’t need to hand everything over. Look for services that offer monthly reviews, ad-hoc guidance, and year-end support while you stay hands-on.

DIY doesn’t have to mean doing it alone. Peace of mind often comes from knowing you have someone in your corner when you need it. Whether you’re a spreadsheet whizz or just dipping your toes in, you deserve clarity, calm, and confidence with your money. If you’re ready for expert support that meets you where you are, we’re here.

Explore the Clarity Pathway, a calm and confidence-building journey developed in collaboration with Serenity Accounting Services.

This supportive resource is designed especially for business owners who want to stay in control of their own bookkeeping and Self Assessment while gaining expert reassurance along the way. You’ll receive quarterly check-ins, guided business foundations, and access to practical tools including workbooks, planning guides, and downloadable resources.

Serenity Accounting Services provides the financial expertise, while you stay empowered and independent—making informed decisions with clarity, not confusion.

Get started today by downloading your free Tax Calendar—a simple, stress-free way to stay on top of deadlines and avoid last-minute panic.

Interested in finding out if it’s the right fit for you?
Click here to contact us or drop us a message to explore how the Clarity Pathway can support your next step in business.